Credit Analyst

Melbourne, VIC
Permanent
Full-time

1 hour ago

Job Category: Specialist BankingJob Description:Create your best future and join Westpac as a Credit Analyst.What's the role?As part of our Portfolio Management Team in Melbourne, you'll play a key role in shaping smart, strategic lending decisions for a diverse mix of large private and smaller public companies. This full-time role blends deep credit analysis with commercial insight, giving you the chance to work closely with Relationship Managers, company executives, and professional investors. You'll contribute to high-quality credit submissions, help structure deals, and support risk management across customer portfolios. It's a role that's analytical, collaborative, and full of variety.What do I need?You're a confident thinker with a sharp eye for detail and a natural ability to turn complex financials into clear, actionable insights. You'll thrive in a fast-paced environment and enjoy working across teams to deliver great outcomes. Here's what will help you succeed:

Strong credit analysis skills and a solid understanding of commercial lending.
Experience working with financial statements and risk profiling.
Excellent communication skills and the ability to build trusted relationships.
A collaborative mindset, with the confidence to work independently when needed.
Bonus: CA, CPA or CFA accreditation, and cash flow modelling experience.

Why join us?We're obsessed with becoming our customers #1 banking partner for life and we're looking for people who are passionate about helping us achieve that goal. In return we're committed to making Westpac the best place to work in the country. Here are just a few of the ways we're already doing that:

Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
Tailored learning and development opportunities to help your grow your career within the bank.
Lots of opportunities to 'give back' to the Community by getting involved in our many volunteering initiatives

Create your future todayTo get started, simply click on the APPLY or APPLY NOW buttonWe're all about creating a supportive and inclusive community. We welcome everyone - no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our .

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