Manager Business Banking, Commercial Lending Assessment and Compliance

Adelaide, SA
$117,000-124,000 per year
Permanent
Full-time

15 days ago
Apply easily

Company Description

Full time 75 hours per fortnight
Adelaide, SA
Salary range $117,000 - $124,000 per year

Be part of Beyond Bank-a bank that is for and with you.We are one of Australia's largest, 100% customer-owned mutual banks with a credit union heritage. With more than 300,000 customers and more than 50 branches across five states, we are working hard to be the best relationship bank for customers and communities in Australia. When you join Beyond Bank, you will work for a B Corp and be part of a friendly, inclusive and supportive environment where you can continue progressing, no matter what stage of your career you are at.Our values of: customer obsessed; empowering communities; right things, right way; shared ambition; and championing sustainability are integral to all that we do and are the standards to which we hold ourselves.Job DescriptionThe roleWe’re looking for a commercially savvy leader to manage credit risk and compliance across Business Banking and Commercial Lending. This role oversees credit assessments for both consumer and commercial applications, supports lending teams, and ensures alignment with internal policies, legislation, and service standards.You’ll play a key role in managing property valuation risks, credit quality, and identifying opportunities for process improvement. Strong communication, negotiation skills, and lending experience are essential, along with alignment to our strategic goals and support the Credit Risk framework.In this role, you will

Help achieve and monitor decision turn-around times meeting the Bank’s objectives.
Contribute and identify potential risk issues and make recommendations to alter the Bank’s Lending Policies, process or work practices to reduce risk.
Assessment of consumer and commercial applications for credit in accordance with Beyond Bank’s Lending Policies.
Have the ability to interpret legislation and trends relevant to the Beyond Bank’s operations to identify, communicate, and take a proactive outward looking role in the Bank’s credit risk operations to comply with new and existing lending requirements
Manages the delivery of the Business Banking Policies .
Demonstrating commitment to effective risk management compliance, aligning credit risk objectives with business objectives, and identifying and assessing compliance obligations.
Experienced, qualified and competent credit risk professional, capable of representing Beyond Bank in a variety of internal and external credit forums

QualificationsAbout youWe’re seeking a strategic leader with strong business acumen, residential lending expertise, and confident decision-making skills. Operating nationally with remote oversight, this role requires the ability to represent the credit function at senior levels—including executives and the Credit Risk Committee—in the absence of the National Credit Manager.

A minimum 5 years’ experience in a lending background or related discipline.
Tertiary qualification in a relevant business or compliance related discipline (e.g. Business Commerce or Accounting) is considered to be desirable.

Additional InformationSee yourself in our teamBy joining the Credit Assessment team you will be involved in the day-to-day assessment of Business, Commercial and Consumer loan applications submitted by Loan consultants.In addition, the position provides support to Front Line Lending staff regarding credit risk for both consumer and commercial loan applications along with Business Banking Annual Reviews.We deliver a point of excellence in terms of compliance and adherence to Beyond Bank’s Consumer and Commercial Credit Policies. The División's mission statement is “to be a quality service provider to the Group” and our main role is to support the Network and be available to assist with knowledge and proactive value add to credit risk matters.Why work for Beyond Bank?We welcome candidates who reflect the diversity of the communities in which we operate. We actively encourage Aboriginal and Torres Strait Islander peoples, people living with disability, LGBTQIA+ as well as culturally diverse community members to apply for our roles.Beyond Bank is committed to creating an accessible recruitment process and employment experience. If you identify as a person living with disability and require adjustments to our online application, recruitment, selection and/or assessment process, or modifications for accessibility to our locations, please contact us atThere are even more benefits:

Additional 3 paid work-life balance days to boost your annual leave*
Paid community volunteer days to support community organisations across Australia
Access to employee discounts, health and wellbeing initiatives, employee and family assistance, plus more
A flexible and diverse working environment
Career development opportunities, training and coaching

By joining Beyond Bank, you will have the opportunity to work alongside talented professionals who will support and encourage you to achieve your full potential. If you are passionate about people and want to make a difference, we would love to hear from you.What does our recruitment process look like?
The process can include a phone screen, video interview, virtual or face-to-face interview, psychometric testing, and all relevant background checking. Some positions may require undergoing 4 weeks of mandatory full training.Apply Now!To find out more about Beyond Bank visit beyondbank.com.au or for more information contactApplications close 5/09/2025As a Certified B Corp, we use our business as a force for good.By applying for this opportunity you are providing consent for Beyond Bank Australia to conduct all pre-employment screening checks (APRA, ASIC, Bankruptcy, National Criminal History Check, VEVO, Adverse Media Check and Reference Checks) at the expense of Beyond Bank Australia.

Beyond Bank Australia