Senior Associate, Property - Major Client Group
Commonwealth Bank of Australia
- Sydney, NSW
- Permanent
- Full-time
- You are ambitious
- We value your professional development
- Together we can help drive sustainable business growth for our clients
$100m for Property clients and revenue
$150m for Diversified industry clients.The Property business primarily covers large private property developers and investors and private property funds. We cover all property assets including residential (across both build to sell and build to rent), retail, office and industrial. We cover both construction/development and investment transactions.You will be part of a team who have a diverse mix of experience, collaborate well and hold our clients at the centre of everything we do. We are committed to understanding our clients, and delivering insights and creative solutions, to drive sustainable business growth.Do work that mattersAs a Senior Associate, you will be passionate about the property sector and customer service, focused on our goal of being number 1 in client satisfaction. This is an outstanding opportunity for an experienced Analyst to step into a high performing and growing team and gain exposure to sophisticated deals with strong and successful businesses or an existing Senior Analyst to join a high performance team. Your role will involve;
- Providing quality and timely credit outcomes to the most complex corporate property customers across both construction and investment transactions.
- Structuring, analysing, and preparing well thought-out, clear and concise credit submissions for financing opportunities, including autonomous management of deal execution through documentation, negotiation, and funding with minimal rework requirements
- Monitoring performance, covenant controls and annual reviews for existing clients, and reporting of client financial and operational performance to Risk Management.
- Coaching peers on complex transactions and credit capability.
- Build and maintain effective relationships with dedicated business partners including risk and senior stakeholders, often taking responsibility for end-to-end engagement.
- Minimum 2 years of experience as an Analyst in credit writing (bank or non-bank), or similar alternative property-related experience.
- Ability to quickly grasp complex transactions, and ideally have previous 'new to bank' transactional and credit risk experience
- Strong commercial acumen and well-developed financial analysis and modelling skills.
- A tertiary qualification in Business/Finance and/or Commerce would be highly regarded.
- Ability to manage competing priorities and negotiate high-pressure situations.
- Ability to engage and clearly communicate with internal and external stakeholders (e.g. External Solicitors, Valuers, Quantity Surveyors, Advisors)
- Strong understanding of cash flow drivers and advanced credit risks with an ability to clearly articulate findings with Risk and senior management both verbally and written.